I never had any account with them.

I got my phone number switched and in spite of calling their 1-800 number to remove my number they have been pestering me about 4times day. I don't even reply my phone anymore due to their nuisance. I called them three times and they promised to remove my number but have not done anything about it.

I will never bank with them or get their credit card. Frankly my local credit union is lot better in terms price, service and courtesy.